“It is better to see where you are standing before moving forward, otherwise you will keep coming back or to a similar place where you already are”
Risk Assessment and Management
As a Stronghold, your financial structure is a system that must be able to support the perils of time, speculation, irrationality, conflict, calamity, and the possible inability to produce income when it is needed the most.
In most cases, the person itself represents the major risk to their own financial system, thus the need to rethink and re evaluate our own beliefs, customs and conditionings. Ultimately, we all carry the consequences of our own decisions.
Throughout time and persistence, we generally build financial assets that are aligned to our own life philosophy and to the hopes for the uncertain future. Investments are nothing else than a promise for that foreseen future, a future that will also be affected by the external realities and the context of the times.
The application of strategies and mechanisms to minimize financial risks facilitate the prevention of possible threats, in this the use of insurance is crucial.
Investments (Brokerage)
- Registered Retirement Savings Plans (RRSP / RIF / LIRA / LIF)
- Tax Free Savings Accounts
- Registered Education Savings Plans RESP
- Non-Registered Investments
Heritage and Legacy Planning
We believe that planning for correctly giving to the loved ones or passing on the wealth we have created to the next generation, is a function of much understanding of our own responsibilities to the ones dependent on us, and the effects of what is given to the ones who receive.
For many, transfer wealth revolves only around the economic transaction to the beneficiaries and the advantage for taxes after the person is gone.
For us, it is about values, the legacy based on the wisdom, struggle and example left by our predecessors who conducted their lives the best they could; hoping to influence a new generation capable to discern from rights and wrongs and by becoming better stewards of the lessons and the capital inherited. Hopefully to act with the maturity to serve others in a moral, respectful, prosperous, and decent way.
Insurance (Brokerage)
- Life Insurance
- Disability and Critical Illness Insurance
- Long Term Care
- Health Insurance
- Travel Insurance / Super Visa Insurance
- Annuities
